It also creates some additional costs (setup, maintenance, tax reporting) and will limit your financing availability (more expensive commercial loans).Depending of your threat level and the amount of asset that you are protecting it may be worth the cost.

lots more info needed: what are the expenses, what is your cash flow?

The borrowed money is account for in the other expenses- 100 for landscaping and 180 for the 10% borrower payment (30yrs at 6%).

Maybe it's because I'm in Maryland near Annapolis and everything is expensive in this area.Thank you

Money coming in/out for each property and allocated to its proper tax expense by property/unit.

I would assume a 10% of the gross rent for that expense. 

I understand if I buy single family there will be no problem to get FHA but I like to have multi family so I can live in with minimal expense.  

The expenses are very high and I need to cut them.

Real estate is a very expensive business and, no matter what you read or hear, you need money to invest in real estate.

Those are super expensive and come with nothing on the second floor.