I think it's important to always keep your six month emergency fund and just keep learning as you go. 

Tenant said the handyman told the owner the situation is really bad and needs a lot of work to actually fix.I'm glad I have emergency savings for this but I had no idea I would have to tap into it so quickly. 

I think inventory will increase in 2021, but it remains to be seen whether a go-to seller who puts out large tapes regularly will emerge.

Given Congress appears to be ready to propose new legislation soon for an emergency Covid Bill, wonder if the federally backed mortgage foreclosure moratorium feom the 2020 CARES Act will be extended?

Another thing you can do is require tenants to use your PM software service to report non-emergency maintenance issues. 

Job loss, medical issues, etc.

All those drugs they talk about are only if you are admitted to an emergency room. 

Last month, we gave one of those tenants a gift card to a local eatery to show appreciation for her working in the medical industry during this time with Covid.

Also has St David hospital/ medical complex, ACC (Austin Community College) and the Leander rail station.

Belize- official language is English, since it was a British possession; Belize Dollar is pegged to the US dollar 2 to 1, you will see in a second why that is important; When you buy property in Belize, you actually own it, since they are under common law like the UK and US;  2 hour flight to Houston;            Petty theft is common; Top 10 murder ratios in the World (small population, plus majority of murders are in a 2 mile square section of Belize City; not the best roads; Can't handle severe medical issues; smaller medical issues are cheap and over the counter medication (prescribed in the US) is available.Mexico- yes a lot of US expats live in Mexico.