This is all based on my personal experience with Mario. 

It turns out that for a year, minus the first "dead" month, I assume to extract a return of $12,000 (I also deducted one additional month based on the assumption of the necessary "additional investments" in repairs annually): $1,200 * 10 months = $12,000.Cash-on-cash return = Real estate income received for the year before taxes/amount invested.

But I found the customer service from ABNB to be poor whereas VRBO was generally very good.Just my .02...

4) Seek to help them solve their problem5) ask them what they need $ to get out of the house, and evaluate if you think that's possibleI'm learning to ask a tremendous amount of questions and am finding that I can keep the conversations going far longer than me offering my "insight", I'd encourage you to door knock these people and have a question based conversation so you can learn as much as you can about the property and make your decision on your course of action after that!  

I'm based in Buford GA and have a couple properties.

., based on the information in your post, I believe we are talking about a 30-year fixed-rate mortgage with an initial down payment of 5%.To have PMI removed, you need to lower your LTV (Loan-to-Value) ratio.1.

A few law passed this year that adds immigration status as a protected class so you can not deny them solely based on their status. 

Does anyone have a real estate attorney in the Birmingham/Montgomery/Calera, AL area you would recommend to help put together a custom rental agreement?

After being in business for over 10 years and having rental properties, I'm always dealing with these kinds of situations (contractors, employees, customers, government, etc).

Why not simply contact these landlords for a reference and deny based on that to protect yourself and also ask the applicant about the circumstances surrounding those cases.