I want to be able to support my family well and provide lasting benefits to my spouse and 4 children so they never have to worry about money.One of my favorite speakers was Zig Ziglar and my favorite quote of his was "You can have everything in life you want if you will just help enough other people get what they want".  

The 10 year period you are referring to is for Structural, not cosmetic. here is a link to NJ DCA consumer information on New Home Warranty: https://www.nj.gov/dca/divisio...

Tenant vs Landlord law seems to support this view. 

There's still a cost for going this route, but its much less expensive and time consuming than getting your license.

I am on a team but have gotten almost no support from them. 

Of course this is all still market dependent which is why its important to learn the market(s) you are buying in and what the average consumer is looking for.

Jefferson, these are really good points that seem to be hitting on a common theme: local, reliable support.

Tellus is purely mobile and the UI can be better, but so far it's been good enough and their tech support is very responsive.

Maintenance, small repairs, consumables Internet: $100 / month? 

Keep doing your RE sales deals (forget about going to work for a PM company as another suggested, that is time consuming and stressful work.