I have an insurance policy (in my LLC name) for each property.I was wondering if this is common, or is it better to have one Umbrella-type policy that includes all the properties, so insteadt of having to get a new house added to my existing policy, I would be able to just add a new house to an "umbrella policy"Thanks!

RUBS is likely the most common when looking at larger scale complexes. 

More frequent cleaning of common spaces? 

Cold calling some multifamily owners, I begin to face the "I've been lowballed before" objection a lot. Tips to overcome that? 

Sales comparison is the most common for residential.

The two most common options are to treat yourself as an employee with wages or to treat yourself as an LLC member and receive a distribution from the profits.Choose Not to Receive Payments. 

Per this article from a couple years ago, it sounds like most renters insurance covers their animals and damage their animal may do to person or property, but you need to confirm that have it to protect yourself.And as @John Lenhart mentioned, adding rules and fees to keep common areas clean and tidy are well worth it.

Cat allergies are generally more common/severe, and the urine can ruin a place.

That way you will be ready to go (and hopefully avoid common missteps) as soon as you have cash to invest. 

Anyone who doesn't have the common sense required to keep their tenants safe from death ought not be in this business.Go pour yourself that bourbon and think that last statement over.Maybe you should get evicted from this business before you kill someone.