Last week I had a new construction and the buyer went through quicken.. these guys were horrid took an extra 8 days to close because of their rules.. if they used a local lender they would have been in the home a week earlier.. and they were camped in a hotel.. and whinning like crazy that we the builder were at fault when it was their lender LOL.Account Closed  I think you taking the contingencies comment a little out of context.

I used to paint apartments in that area with my brother for spare cash and we would have to bring an extra guy to watch the truck.

Around the doors and windows would also present a problem with extra casing and trim. 

I know first hand how a stressful job is burning a candle from both ends, so even if you get to the millionaire mark what's to say that you won't have hypertension or some other stress induced pathology.

You borrow money from HELOC, when you have extra fund, pay back to HELOC and you can do this over life of HELOC.

Is that because you didn't want to go to all that rehab effort AGAIN, for a (mere) $44.5k improved value, if you had to spend that extra $25k to get there?

That always works take the extra time to stop in and say hey and tell them yourself as an agent!! 

If i assess lower then I could just pay extra down at that point to make up the difference, 10k if it assessed at 350 in 2 years??

I really don't understand how someone could want to close a loan quickly then want to stall for an extra 3 weeks. 

I charge $300 extra desposit and $15 more per month per pet.