The risker the transaction, the more the interest the borrower will pay.

If he is short on cash, can he get a loan, borrow money from relatives or friends, sell some of his possessions, pawn some of his belongings, get assistance from a social service agency?

I don't know a whole lot about portfolio loans other than the lender holds the note and the borrower can do/get other types of creative financing.

Borrowing costs are in the thousands, taxes from  profit on short-term gains are highest available  and sales commissions at the sale usually equal or are more than what you make for your risk, sweat and indigestion.  

I am a firefighter and started a second full-time job with purpose of increasing income so that I can buy more property, reduce current toxic debt(any debt that doesn't pay for itself) and paying off the 3 rentals that I currently have so that I can take and borrow on them again to buy more rentals.

Elimination of the RMLO licencing requirements AND the borrower, debt-to-income test for anyone originating Seller Financed mortgages who:Actually owns, holds title to, the property they are financing;Has less than $25mm in assets;Is ONLY originating loans <= $150k.Essentially, they are a proposing eliminating the requirements for folks who are selling low income house via seller financing.  

Pablo Garcia 401k allows you to borrow money for a home purchase.

Finally, my own house (soon to be gifted by my folks) is in a pretty choice location in San Jose and I may move out of it to take a posting internationally.

  :)Just kidding.I have looked, and are currently into it, and we only have 1 property currently which is managed.So no, by no means are you a wussy for wanting to go that route.Especially if it is out of state.Things I am really considering for all of our RE choices right now are as follows:Top of a cycle, anticipated reduction of value to assets for the next 2-4 years, meaning mortgage paydown is more important right now.

spend 20 minutes with a good real estate agent zillow has pretty pictures but is always a few weeks behind on comps  Chase has a property calculator check it out ',but a real estate agent would be the best choice https://www.chase.com/mortgage/mortgage-resources/...