I was in that environment and once I felt like it was time to move on because I took a leap of faith it all worked out and can for you too!

If the loan is at a low rate in this current environment the lender will be heavily incentivized to do exactly this knowing that it could retire a 3% loan and replace it with one at 7%. 

Basically, any debt holder from a low-rate environment would not be able to sustain a higher-rate environment, there's always "friendly collateral damage" when gov. is raising the rate and it does occur too often.

Sorry, when you do business in a communist environment, you have to protect yourself.

Depends on Location.Putting something that informs non-smokers that they can expect a comfortable environment free from the smell of smoke would be ideal, and it could potentially increase the number of customers who choose to frequent the establishment.

I understand that this rarely happened in the past, but now that it is a rising rates environment it seems like there would definitely be an incentive to call them now if they could find a reason. 

Unfortunately this meant that the residents of the other 3 units of this building effectively had no right to quiet enjoyment  / safe living environment due to the current legislation. 

You pay more interest in the very first 20 years.Because of that, in high interest rate environment it's best if you purchase the financing aspect, add more downpayment, choose #1.In low interest environment you would pick option #2In summary:in high interest rate environment ---> add more downpayment>In low interest rate environment ---> over leverage by putting less money

Even though, the majority of any group (whether paid or free) still probably doesn't put in the work, just the ratio is a lot better in a paid course but people that would do well off free information would do especially well in a paid environment.

Regulation risk and unfriendly landlord environment.