due on sale increase?

[Conrad Cortes]

I know right now this assuming mortages is getting popular and I understand why it's appealing. I'm not a fan of encouraging it when there is a possibility of a due on sale though. This led to me thinking about the liquidity issues some of these banks are running into. I'm no expert on this but from what I understand, the core issue is the banks had a lot of long term low interest debt that they had to sell at a loss and didn't have the money to pay out when people wanted their money out. With silicon valley it was treasury bonds and with first republic it seems like it was mortgages. 

So my question is this, do you think we will be seeing these loans actually start to get called now that there is a true incentive to get these low interest loans off the portfolio? I understand that this rarely happened in the past, but now that it is a rising rates environment it seems like there would definitely be an incentive to call them now if they could find a reason.