And while that is a worthwhile goal, it ignores that fact that, even without cashflow, investing in a vacation rental will likely beat the pants off of your IRA contribution, which oh, by the way, isn't "cash flowing" either.Let's do a comparison:With your IRA, assume you are 45 years old, have $100,000 in it, and are committed to contributing $12,000 per year for the next 15 years.

Borrow from Life Insurance: If you have a whole life insurance policy, you might be able to borrow against its cash value.

I'm slowly realizing that I don't have nearly enough cash to just buy an investment home.

I would then use a company like Plastiq to move cash from my LLC credit cards to my Business A bank account.

Purchase price: $325,824 Cash invested: $62,000New construction 3bd, 2.5 ba, 1722 sq. ft.

Also everything I'm seeing in my area doesn't seem to produce any cash flow at the end of the month, does this mean it's a bad investment?

Because if you can make a 50% down payment it just seems that it is better to invest in other properties requiring less cash

I have a buyer with certain amount of cash but doesn't qualify for bank mortgage.

Do cash buyers typically shy away from investing in 55+ communities or is this not a barrier? 

Probably cash flow or break even often requires 30-40% down.