DSCR Loans in Good Cities possible without a lot of money down

[Abdullah Al-mamoon]

Usually DSCR loans should have a value of 1 or higher at least.  But for a loan in a good city to approved i think it has to have income to cover the mortgage and the expenses.  From looking at a lot of areas like San Francisco to qualify for a DSCR loan you would have to put down a 50% or more down payment.  Is there cities where a low cost is possible to qualify for a DSCR loan?  Because if you can make a 50% down payment it just seems that it is better to invest in other properties requiring less cash