You should check out your local credit union or community banks portfolio lending division first.  

If you were to hypothetically get a reno-friendly contractor to put a bid together, holy smokes that would be unique.

Hi BP, Unique situation I suppose but I have a very close friend that went through a difficult time when the market crashed.

Basically I've come across a really unique property on MLS that is a duplex and SFH on one lot. - Duplex units 2/1, 800sq, basement with W/d - Renting for $1,100 Each-House 2/1 1200, basement with W/d - Renting for $1,200- Rents are below market and could be raised to $1,350 for each duplex unit (I would occupy house, eliminating my current $1,500/mo rent payment) -Property is listed for $450k-Duplex alone would value at $260-280-House would value $250-270- Mortgage with 3% down works out to apx $2,500/ month -With rent increases to $1,350 netting $200 rough (without adding in expenses, repairs, vacancy ect) in addition to my living rent free.

Tim Ferriss recently said on his podcast, "Be unique before trying to be incrementally better."

After paying the mortgage we cash flow about $895.The property is unique.

This is a division of Angel Oak Capital I believe.

Maybe my situation is unique.

It's a unique property for the neighborhood but it turned out beautifully so I'm confident (knock on wood) we'll do well on it.

You want to use mailers that are unique so you get your prospect's attention.