He will be confirming purchase of a plot of land in two weeks and it will take him roughly 6 months to build the house on his own.So should I, keep my low paying and very secure job with the knowledge that there will always be a full time job for me at the company or  should I ask if I can help my Dad build the house to find myself without a job in 6 months time?

I try to stay with the numbers that HUD has in place as affordable for Section 8 even though a unit isn't getting a Section 8 tenant - 30% of income toward rent (income roughly 3x rent), with no more than 40% of income toward rent (income at least 2.5x rent).

Do you realize that 10 minutes a day for a year is roughly 3600 minutes, or 60 hours.

Airy is relatively well established but you may find a diamond in the rough there.

It has a roughly 16' x 20' in-ground pool that is a total wreck.  

The 3M number is a rough estimate based upon a range of down payments I can make.

An example is a $10K Credit card @ 10% is costing you roughly $1,000 dollars a year.

If you have, or are very confident that you WILL have enough to pay in to refi with roughly 25% of the purchase price to close, then maybe this is an option.  

We are not trying to be greedy here but it makes the most sense to me to get a nice payday up front, the down payment from the buyer of roughly $30k plus earning about 3% interest on the bank's $170k rather than just 7 -10% on our $30k proceeds from a straight sale.  

I have a PM in Tampa that I use for a duplex I have in a rough neighborhood.