Literally you can hand someone a deal with the complete roadmap, and many will still not take action.Coming from contribution is so much more valuable vs. staying silent to reduce your perceived risk of losing business.Does that mean you should answer every single person's basic questions?

But I am hustling for another buyer in the meantime.But my point is, I was able to reduce the offer price because we are direct to the seller.

I have several rental properties, and I am inclined to not run background or credit checks on students that are in professional graduate school (medical,dental, PA, optometry, etc) because I know the requirements of the school will not permit students with a criminal history, and they are funded by loans or parents and don't have much credit history anyway.  

Regarding this very real concern about rising health care costs, especially for  those with families who depend on them, an HSA account is a very useful tool to help fund medical expenses.  

If so, does the basis on my property stay this same or does it need to be reduced by a certain amount?

I offered suggestions for reducing expenses and saving money on her fixed income.  

Marcel B...It takes time, but you can increase it by paying timely and reducing balances owed.  

I have purchased properties that were county appraised at $70k, rehabbed them, then appealed the taxes based on my purchase price, repairs, and area comps to reduce their appraised value to $45k. 

So are you saying that I need more equity in my rentals to reduce my risk to the bank?

I'm a medical student full-time and have been active in real estate investing for over a year now (did 4 flips last year).