With so many knowledgeable real estate professionals here, I feel this is a good place to solicit feedback on this important discussion.As a private money lender, we are always looking for trends in real estate so we can gear up our money sources to lend on new property types or project types.

I suppose a place like Jersey City has a lot of tenant advocates both private and public who would search to see if you have in fact moved in.

I'm used to bad customer service in this industry, but my experience with HUD attorneys (and attorneys in general) has always been good...sucks that even attorneys these days are reflecting bad on the industry.

I figure if I have a decent amount of money in the bank and a 680 credit score that I can get a private lender to fund the transaction.I realize I'll have to pay fees and points.

I'm trying to tie up a property long enough to either find private money, so I can close myself, or quick resell to an end buyer.What are the advantages and disadvantages with tieing up properties using either an "Option" or a "Purchase and Sale Agreement".

Leon YangThanks, El Monte is nearby, I'll check it out.I didn't know that, I thought granite was very expensive.Do you measure and have them custom make it for you ?

The high ones sometimes have large advertising budgets that some customers have to pay for.

There may be some local issue or state tax issue, maybe a transfer tax applied to non-owner occupied, don't know, but Steve makes a good point, state your initial intentions.Such a question is not part of a quit-claim deed to convey title, so what ever it is that you have asking the question must be related to local customs and requirements.

If you know any lenders private or conventional that can help please let me know i have a hard money loan on the deal 1 year balloon 12% interest.

These farmers were assisted by private money lenders operating out of the local villages.