Well we found out that was like trying to empty the ocean with a bucket and soon adopted our foundation policy of bread and butter properties or better.

Is there additional supplemental insurance you can purchase as part of the homeowner's insurance policy?

@Mike PedersonOur written policy is that we process our applications in the order received.  

Hello - I'm preparing to close on my first investment property, located in Bath, ME, and I'm wondering if the Mainers here might chime in on the insurance quote I received for a DP3 policy. 

@Jeb Brilliant  if you own a home in CA.. and this is your first investment property.. you can add it to your current policy.. be sure to check the small printwhat you need in the mid west is not what we get on the west coast.IE you need wind and hail damage clause... also be very cognizant of and specifically get it in writing about vacant home ...

Contract terms that are contrary to public policy are void.Always have a local lawyer review your lease, unless you are using a standard form lease from an organization that has itself had the form reviewed by a lawyer.

if i remember correctly, our PM receptionist was covered for STD via remaining on payroll the 1st week he was out sick (as we grant 5 sick days per calendar year, and were closed S&S). then when his doctor faxed that he can't return to work for a full month from the time he called in sick for his pre-existing health concern, we had to put him on LTD for the other 3 weeks out of our insurance policy, and he got paid 60% his normal pay, only, total, for those 3 weeks.

The other is how university off-campus housing policies (which may or may not permit co-ed dorms) interact with fair housing law.Am I making a little bit more sense now?

I wouldn't be buying with a quit claim deed.General warranty deed- Warrant through the whole time of the property existing.Limited warranty deed - Warrant from the time the seller has owned it and nothing else.Quti claim Deed- Whatever interest someone has in the property they give it to you.The key here is whether a title company will write a policy on it or not.Most sellers who want to limit warranty will use limited warranty deed.No legal advice given.

My hazard policy includes substantial liability coverage, so I'm wondering if I'll be causing myself more trouble than it's worth by transferring ownership to an LLC.