For someone that pays attention to detail, they sure missed a lot!

I have a portfolio loan and am paying it down but need to sell a few properties.What if the home sells less than the release price but I have paid a lot of equity into the portfolio loan?

Right now I’m paying $0.25 a bit with what I’m using but it’s very accurate.

I am a broker but would prefer to pay a person rather than a corporation on my personal investing. 

The underlying note is a USDA loan at 3% interested.The interesting part is that there is about $60k of equity in the home after paying the entry fee.One of my title companies is refusing to insure the transaction due to the underlying lender being USDA, and telling me that it is a bad idea to do this on a USDA loan.

She says she is worried about having to pay 47k in capital gains in 3 years which is a big chunk that could go towards building the house.

Be a DON'T WANT-ER - always be willing and ready to walk if you can't get a good deal - And understand that you can always come back to that seller later and begin Second Stage NegotiationsAsk the 7 wordsAlways consider a subject to offerAlways ask for seller financingUse the Study Period Clause with right of possession to control properties without cashOffer seller participation - this is a great way to close dealsOffer something other cash - a note secured by your other equities, an unsecured note, a Principal only mortgage (using this technique you can offer more for the building since you are not paying interest - and as you know a direct reduction mortgage will pay off much faster.

I also pay a 1,000 finders fee for any unlisted property that someone tells me about that I buy.

But she wants to pay by credit card.

Someone would have a hard time convincing me that paying to tear it down and build something new would make sense.