My only REAL expenses are water, electric, car insurance, gas, and food.

When a short sale package is submitted the bank, it is automatically reviewed for HAFA eligibility, If the investor on the loan participates in HAFA.

May be they are also applying for some sort of renovation loan - Does Freddie Mac have some sort of loan packages that covers both property plus renovations?

Property management is a must though.Just throwing some food for thought out there!

I'm not completely sold on any of these software packages when a client is never involved, but will see how the test house plays out.

I will likely check it out next month, but I'm slightly concerned about the fact that they charge $240 a year for a membership and the "president" is someone whom I have heard sells $25k mentoring packages and $1,500 software.I'm just concerned that I will be paying for a sales pitch.

We sent cards to all and a smoked meats food basket thing to students (it went well with beer) about 25 bucks I think.

Complete package, forms, etc....For $1500 they will submit your package to the lender and handle all communications as well as figuring out the perfect balance between income and expense to qualify for an interest reduction and possibly a principal reduction on investent property!

quick break10:30 - 12:00 more speakers who providing educational material12:00 - 1:00 lunch break ( cold or nearby fast food )1:00 - 2:00 more speakers who providing additional education material2:00 - quick break2:??

Run my numbers, use them to put a package together for the lender4.