Not high earning 90-120k. 27 years old. 700 credit score. 

Are low rises exempt from the requirement?

I have since then increased my net worth to over 100k invested and completely debt free with a credit score of 745.

With title insurance.The Low Baller – I will define this person by an example from my property brokering days 40 years ago.

If you keep failing inspections... well, there are plenty of landlords happy to take HUD's checks instead of running credit reports.My advice if you do Section 8 anywhere is to hire a property manager who is genuinely comfortable and experienced with vouchered housing.

We negotiated 15k in closing cost credits along with a washer/dryer and fridge How did you finance this deal?

DSCR loans are based off of down payment, credit score and either actual or market rents so it helps to supercharge an investor's real estate goals and net worth.

My guess is this house has an issue with either condition or the split level aspect since $350K is a low price for a good-condition suburban duplex.

An investor has to buy low and sell high (that's the idea). 

I do a mix of these along with cosmetic flips and flips that basically just need to be cleaned where we bought low with a ton of built in equity.