I am not an attorney and this should not be taken as legal advice but as a guide to better understand your options coming from a small business owner perspective. 

If you haven't yet, be sure to check out the The Ultimate Beginner's Guide to Real Estate Investing and The BiggerPockets Podcast.

I sent this web link to the contact person at various lenders to ask if they do cash out refi under that exception. https://www.fanniemae.com/content/guide/selling/b2/1.2/03.html

Also, "The Ultimate Beginners Guide to Real Estate Investing" is an excellent tool.

There's really just still a ton of unknown information here to say anything definitively, but if you'll get the other info we can help guide you through it.

Fill in the foundation below.Check out the Start Here page http://www.biggerpockets.com/starthere Check out BiggerPockets Ultimate Beginner's Guide - A fantastic free book that walks through many of the key topics of real estate investing.Check out the free BiggerPockets Podcast - A weekly podcast with interviews and a ton of great advice.

If you haven't yet, be sure to check out the The Ultimate Beginner's Guide to Real Estate Investing and The BiggerPockets Podcast.

Be sure to read through The Ultimate Beginner's Guide to Real Estate Investing to help you get started.Finally -be sure to setup some keyword alerts - especially for "Olympia" so you can jump into local conversations.See you around the forums!

Hope it helps.http://www.biggerpockets.com/blogs/3103/blog_posts/39826-my-guide-to-building-an-online-lead-generating-website

I have a methodology that has helped me cash flow on all my properties since my first property acquisition (85k property, aquired for 67k, total closing costs 950.00)Before making an offer on a property put it's address in www.rentometer.com to get the market rents, cross reference that info with a conversation with a highly successful area realtor and let that data guide your purchase decisions and you will always cash flow.