. : ) Your little girl looks cute.I would look at your assets left to you and see if you can put the assets to work in alternative assets that throw off more cash flow.All the land left to you see the value for both as to the zoning AG, etc. and path of growth and who is the potential buyers.

An alternative is conventional financing or VA financing if your project is VA eligible (let me know I can get you VA project approval info as well).

We built what we call down here a good neighbor fence where the fence slats alternate facing forward section by section.

I suggest you also consider other options for alternative investments such as notes, etc. - you can do that with self-directed IRA or 401k.The bottom line is that Solo 401k is great tax-sheltering vehicle:It allows you to put good portion of your self-employment income into retirement plan and shelter it from taxes.All gains/profits/income from investments held in your 401k are also tax-deferred (or it can be tax-free if you use Roth Solo 401k feature).

An alternate would be, if there is a shut off to the water line to that spigot, just shut off the water and cap it (or remove it).

Your SF deal will probably sell closer to MV and carry a higher interest than alternative investments, including the return on capital in your new purchase.

Make sure that they are okay with that or have an alternative plan for what to do if they tell you that you can't do that.

If you do some searching, you might find one that will consider the rental income.Other alternatives are private lenders or hard money.

An alternative is something I heard while listening to one of the "Rich Dad" audiobooks; apparently, Robert purchases his vehicles by first purchasing assets whose cashflow will match or exceed the monthly payments of the vehicle.

The alternative is to look for private lenders to refinance the house.