As it stands now, it appears that the borrowers are contesting a lot of the first's FC issue and that being said, I assume that the first has been racking up a lot of attorney fees that would add to the total bill    and eat into any equity that my second ever had in the property. 

And just something else I'm going to throw out there, does your boyfriend stand behind you?

What does that stand for?

But as it stands now, I don't have the fortitude to up and quit my job and pursue this full time yet.

But stand firm on your desire to move them out, clean/renovate the unit, and start fresh.

I will now stand aside for the next diatribe from the Guru's around the country who clearly don't practice their craft in Texas.

As the numbers currently stand accounting for all expenses with, vacancy,  a strong maintenance, capx, and property management I would be left with $0 after taxes for the first 3 years until I refinance.

I know the Austin market is smoking hot and even with cap gains I could stand to clear 300k after tax and expenses.

As a electrician I would say on a service stand point it is better if each unit has there own breaker.

So, it seems like maybe the first thing to do would be to go speak with the mortgage co and see where they stand on it and go (or not) from there.