Any suggestions for approaching RE brokers who might be interested in forming a relationship based upon our future VR Managment business- after working under broker for 2 years and then deciding to part ways what is the best way to retain properties brought on by myself.

This starts with educating yourself on values, furthering your knowledge base on the technical side, sharpening your negotiation skills, and working on your belief system.

We can not just make jugement based on the pictures and if the finincial data seems to have chance,right?

Based on my experience, big money is being made in niches.  

. - a Colorado Springs based real estate professional since 2002, I can certainly help with a referral.

Those all very based on how much they take, some can be 95% to her and 5% to them. 

(Also, I'm curious to see how your system would work against a company with hundreds of transactions every month)For someone who has a less broad knowledge base, or more limited knowledge of Excel, your system is going to be hard to implement and challenging to maintain. 

If I could would I receive a lump sum or annuity from you based on MPV? 

Unless you are going to file some kind of discrimination suit against the bank based on what you feel is arbitrary denial, banks do not have to grant everyone a loan just because they qualify - they just can't deny you a loan based on one of the protected classes (religion, race, etc).

Some points about me and this property:- it consists of four 1-bedroom apartments - rented to young professionals- this is B property in a B neighborhood - current rents are $2300 ($550x3 and one $650 - the $650 is the newest tenant and the apartments are identical - so it sounds like the rents can be increased in the other 3 upon lease expiration)- it's listed at $139,900 and has been on the market for about 3 months- my calculation on this property is based on full asking price and current rents- The COC ROI is misleading based on the way I did the inputs -- the only cash out of pocket will be closing costs which I've been quoted to be about $7000  out of pocket.