It sparked a passion within me for real estate investing, particularly with the dream of building generational wealth.I'm based in the vibrant Denver, Colorado area and I'm reaching out to this community with hopes to connect and network with fellow investors.

How would you screen high quality tenants based on what criterial; credit score?  

I don't know anyone who does...there are plenty of online options and you need to choose one based on the screening criteria.

If you have more debt that assets, it's not nearly as important. 

Adapt your approach based on the local conditions and keep refining your investment strategy as you gain experience.

Each person can make a different decisions and that be an okay decision based on their goals.

Not only are you new to lending, but - even if it was a secured loan - I"m guessing based on the amount it'd be in second position.  

Just want to figure out if agency debt is based off of the agency or the lender specific spread.

I am based in Minnesota and also have connections in Louisiana. 

Seller claims they never were served and Seller broker is not releasing based on Seller's word including saying they are seeking legal counsel (they have been seeking legal counsel since December). eXp MN state broker team has been unresponsive and very unhelpful throughout the process.