So health first, wealth later, keep your job meaning health coverage until you find the coverage to replace it. yes the odds are if your healthy your ok, but just two months before I had a perfect annual exam, heard that story before haven't you?

See also the Illinois Attorney General page, Homeowner's Rights for the state and Cook county notice requirements and the mandated notice: http://illinoisattorneygeneral.gov/consumers/SB1879_Home_Owner_Rights.pdf

It is very difficult to convince consumers that this is a great time to buy...even though it is really is!

Your only example of someone not legally allowed to require it is the landlord, and as I pointed out above, I won't give it to a landlord.Btw, most businesses that say they require a ss # just use it as a personal identifier (which is the most dangerous use from a consumer standpoint), and they are happy to provide another identifier if you ask them.

However, if you are marketing to the end consumer, let's say on a residential flip, this might not help as much as you think.

Would you believe McDonalds if they came out with a study saying hamburgers, milkshakes and French fries were healthy?

Thanks for all the feedbackI'm not necessarily tied to investing in the Phoenix market though, any prospectively healthy market will do - I'll be sure to take your advice and seek out those members!

Get all your facts and dates together and contact your local newspaper or TV station consumer protection watchdog.

They targeted working class people with a good job record and decent credit, and I believe they provided the money for a healthy down payment in exchange for equity five years down the road on the property.

At some point consumers need to just rise up and state they will no longer be treated in this manner and move on to a company that will treat them right.