It sounds like you are saying the loans are not under your name at all, you didn't personally sign for a residential loan, these are commercial loans that were closed and funded to the LLC, correct?

My HOA has stopped allowing access to the homeowners to both the sauna's and clubhouse. 

If you have 120k of credit you could access a portion of that (not all for investment properties, and you would probably need to look at local community banks.) 

If they abandon them inside the house, you can choose to put them out on the curb for them to pick up, since they won't have access to the interior any more, then dispose of the items from the curb 24 hours later (like an eviction) - but that's not strictly required.

I was wondering if anyone here in the Charlotte area has gone through a Cost Segregation Study on a property (preferably commercial)? 

Mike and MPH Team are well-experienced PM; reliable, accessible and technically sound.

Vinnie at Central Insurance NJ for multifamily / commercial

The housing provider may not ask for access to medical records or unreasonably delay the request.This is a common sham.

Having access to the financials, documentation, and physical inspection will help you make a sound business decision as to proceed, or move on.

Access - I have been advised that the staircase and railing leading to the attic will have to meet code and be sturdy enough to support the tenants4.