moment, I take that opportunity to do some focused education or re-education because I'm the kind of guy who doesn't like to get caught twice with "my pants down."

Beyond that it would probably be an additional $40,000 and 30-40 days to complete it.One point of view is, since the downtown Charleston market is going to probably get hot again in February after a Nov-Jan cool-down, it might sell well in January or February to a buyer who is particular about what kind of finish out they want to see (it will ultimtely sell for $240 per foot x 1,600' for about $375,000).

Curse of having our kind of knowledge!

I have never had an insurance agent ask which kind I have so no insurance concerns.

First thing to understand in RE is that all real estate is local, that's a saying in this business and it means that what you do, how things are done, what is acceptable and what is not largely depends on local customs.In RE you must have a written contract for your agreement to be enforceable, you can find all kinds of contracts, some favor the sell, some the buyer, some are made for different strategies and then there are leases, or just an option or a first right of refusal.

If it does, any kind of details like the ones you posted in your initial message would be helpful!

If not, then you are kind of stuck flipping.

Reality is kind of hard to overcome.

He's a super nice guy, but kind of a down and outer.

The loan-mod reporting on credit is the only cloud.Are there any options aside from private money to obtain this kind of financing?