HI Denny,5% down conventional financing is possible for owner occupied conventional 1 unit only the second you even attempt to go 2 unit you're already at 20% down payment so best bet is to buy using FHA 3.5% down on a duplex that is under market and then refinance into conventional afterwards.

So much depends upon your personal circumstances.If you are really close to broke and staying afloat by taking on more and more debt (which it sounds like you are) then probably a job, if you don't already have one, is your best bet for the time being.You have the right motivation.

And I'd bet less than 1% actually look at any demographic or economic data with the exception of the latest "Best Places to Live" article on Yahoo's homepage.Buying rentals here in California, SoCal specifically, works very well.

There are very nice benefits for being a Pro member and even though I haven't downloaded the ebooks I bet they are content full.Guru's are all about upselling.  

that depends on the builder... if they did a good job, that's probably the only one that will occur. talk to the neighbors and i bet they have the same cracks. ask them if it leaks.dont finish the basement. the ROI is not worth it unless you have done the numbers.

I made a big bet on Detroit, I bought 25 properties at rock bottom prices.  

I seriously doubt a judge would remove someone from title simply because they couldn't be served.If there is animosity between the two, then the best bet would be for You to find the girl friend, as a neutral third party, bearing gifts.

Frankly I'm a bit jealous.The best way to learn a language is to just dive right and get wet; I'm willing to bet learning facets of real estate is no different.

Networking with local wholesalers at your REIA might be your best bet.

It seems like every single person who knows the comparable home sales in the area and understands that their teir house needs repairing (and I bet they would underestimate these costs) would ask at least $125,000.Is finding properties as hard as it sounds?