I know that a lot more clients would work with me over some other options if they fully understood the assumptions underwritten by some other lenders that might appear more attractive. 

Do not make any false assumptions about what other people should know.  

I always say this on the forums, but it always matters: the assumptions we make in initial analysis are always flawed- there's just no better way.

Would you ever consider buying with say a small negative after all costs (~$100) with the hope/assumption rates will come down and rents will go up?

Yes it may be a fair assumption to expect rents to continue rising but A buildings could see less demand as people are/feel poorer and dont want to commit to luxury living, and increasing unemployment could cause issues with collections for all classes of buildings.

The assumption in loan level bidding is they won’t sell the tape all together, but each loan to whomever they award it to.   

Whoever and wherever it was invented, I think there was a built in assumption of at leat 80/20 LTV. 

Not very smart of you to just assume that what I am suggesting is the same strategies everyone else is using targeting leads everyone else is targeting.For you to make that assumption you really lack the understanding of marketing venues.The leads I am targeting ARE FREE..  

@Rick Petersen starting out, many investors make the mistake of not vetting the numbers properly and not understanding the CLASS of what they are buyng.A common mistake we see is an investor applying Class A assumptions to Class C properties. 

But after a detailed analysis, they should be able to provide very accurate assumptions of how they expect the property to be ran.