I've heard stories of "gurus" promoting courses on how to renovate and lease homes to housing choice voucher recipients and part of their sales pitch is higher loan leverage than market signed leases.

Investor was able to do a bridge loan and pay for the purchase and the renovations  for about 20% LTC (approx 31K + closing costs down).

Hello all, I am reading on the real estate investing process and i plan to buy my first property with an FHA loan, however, as i am no one with any experience on rehabbing i have this concern of pricing. 

Anyone out there used a USDA loan for multifamily units in rural areas?

I do this frequently, it's a great tool for my out of state buyers - BUT only with buyers that have a signed buyers brokerage agreement and I've talked to their loan officer (or seen a bank statement). 

I currently only have a $3k cc and a $50k student loan from my Masters degree that is broken down into two $20k loans at 6.875% and four loans under $1500 at 2.14%.

Thanks Chris for your comments.sorry i didn't explain well. let me try again  showing  some numbers like an example , and I hope that works better.I was trying to ask is what could be a good financial strategy if I find a good  property (location good shape etc..) and the homeowner for example want to sale for market price for example $400k but he still has a loan  $200k at 2%interest rate so he has nice equity  $200k but also he still having big debt another  $200k but with good interest rate these days. my question which strategy would be good one if I want that buy that property using creative financial trying to avoid ask a new loan at the bankThaks again 

This is so that you can make sure your isn't the right basis number (purchase price + costing costs - loan costs + improvements rather than just using purchase price).I'd recon most CPAs who specialize in real estate or businesses will be able to correctly treat the STR income and deal with a cost seg.

So I collected information about the real estate market in the USA and looked for houses to buy with the help of loans and rent them out.

Since I am self-employed, I will likely be looking at hard money lenders (HMLs), non-QM lenders (bank statement loans, DSCR loans, and small, local, regional banks and credit unions.