The current Bank of America, N.A. prime rate is 4.75% (rate effective as of June 16, 2022).2022 prime rate history…June 16, 2022, 4.75%May 5, 2022 4.00%March 17, 2022 3.50%What does this mean: Simple if BofA is lending money out at 5.75% on a commercial loan and they are getting capital from the Feds at 4.75% that equals a 1% rate increase (Arbitrage) on the cost of capital for the life of the loan.

Basic info:- Timeline: Jan 2022 (Closing) -> Feb/March (Architectural planning) -> April (Framing/dormer) -> May (HVAC/plumbing/electricity) and now working on insulation and drywall.

I am scheduled to attend BOLC in March 2023.

This cuts down on time and makes it simplier.5-You can also generate a bonus if they do an exceptional job or start them at 150 and promise to increase if the job is done well (you can pass along this fee to guests on Air B&B and others).Good luck!

December - March you'll do really well, especially with a 3/2 and providing a golf cart. 

The meters have a metal band around them with a lock on it (or at least they should).If the bands are missing, the meters could be swapped.Maybe the electric company is reading the incorrect meter and billing you for that.You could also ask the renters if their bill is tiny.

I would just be sure that you have a Plan B and C, mainly that the numbers work as a MTR or LTR. 

Since acquiring the property in March of 2021 it has appreciated more than $75k (as of August 2022).

Also if I refinance on March 1st after the 6 months waiting time does that clock restart with the refinanced loan so I would in total have to stay there for 1.5 years or does it continue on from the first loan? 

(They were 40+ yo) We moved out and converted the SFH into a rental in March 2021.