We're finding plenty that allow for low down payment financing, including FHA.  

We got low interest and had the money in 2 days.

I'll use myself as an example.I wouldn't call myself a master salesman (not in-person, anyway) - but I am pretty good at finding properties at a very, very low price.

She has a doctorate In psych and says In her experIance any low level quack counselor can write that slIp up for a person to get a mutt approved for somebody who stumbles into their office for a half hour of therapy.

@Darrick Lowe A few things to keep in mind:* If your current PR is within 100 miles of the new PR, and doing an FHA loan, then you will not be able to use rental income from the current PR to qualify for FHA financing.

Obviously, their mortgage payments have been quite low, but our PITI payments will be roughly $2100/mo. 

If the value came in low enough you can still work on lowering the taxes, but otherwise getting credit for an extra bedroom per unit is a good thing. 

Need $25k repairs (estimate) and ARV is about $260k.According to 70% rule.. my offer should be ($260k x70%) - $25k rehab = $157k.Again.. the offer seems WAY too low.. and there is no way me (or my agent) should waste time putting together an offer.What am I doing wrong here?

The more you borrow, the higher the returns but the greater the risk.A 50% mortgage would provide far better returns than paying all cash and it's extremely low risk.

I would also increase your vacancy, capex and repairs # at the minimum as they are very low.