I'd like to join REI meetup events here but haven't yet.Thanks again,@Ethan Sharrett Check out Chesterfield REIA (google it or facebook), Richmond RING (on facebook and meetup.com), and Todd Miller's Wholesaling Meetup (on meetup.com).

I reached out to a few companies from google searches but not getting any responses which is not a good sign.  

Just googled “the enemy method” and learned some great info.

@Dalia Linden That's an easy one Dalia just key that into google; bet there is a bunch of them!

Just go to his site, enter your email and a copy of the sheet will be shared with you via Google Drive: http://househack.la/calculator...I ended up taking the calculations from the summary tab and used those to create my own spreadsheet to compare multiple properties at once, since the House Hack Calculator is built for one property at a time.Jon, in case you still check this thread - thank you for making the calculator available!

I have not heard of mini-splits; will google it.

:)Fist I'd encourage anyone reading this to go on google and pull up a 10 year chart of the Colombian peso vs.

@Dave Jimenez  I bought my first house in 1975.. so probably not germane to today.. and it was very straight forward.. we put 10% down  its was a 80k house in Milpitas CA.. got a 10% second from HML and a first for 80% it was new construction. there were no auctions then.. like you see today there were foreclosures though I bought my first one in 1976.If your using a FHA loan and first time homebuyer or there abouts its tough to buy auction proeprties. because they make it tough.. that's the point.You can easily buy one off of MLS and go through the normal hoops.. but I am sure your thinking you want to buy this because its such a screaming deal . and of course everyone wants that.. those deals primarly go to cash buyers.. unfortuanatly .. 5 to 6 years ago was different now there is just so much cash chasing deals its not funny.. so just trying to be a realist that's all.Look at some google on line about Vegas.. poor families trying to buy who just had to have financing got shut out.. because of cash investors.. and let me tell you the sellers banks and other lenders in possession could give a hoot.. they just want the cash.

Find them through Google and meetup.comTwo Great reads, I bought both J.

Read their Google reviews.