You claim the tenant is "stringing you along" and Im sure that is true, but you also have the ability to be VERY clear with your communication and approach.

It’s fun to claim a crash is coming.

While some claim to have a personal touch, I actually go out of my way to make each and every guest feel at home and welcomed!

Pretty sure I know who it is too as this person was there one day when I had to do some maintenance, claimed he was just there temporarily, but I'm pretty sure he's staying there now.

Can the seller assign the insurance claim to me as the buyer?

If they are unable/unwilling to process your claim, contact an attorney.

Typically, you can get up to the policy limit to rebuild, or walk away with the ACV value which is determined by the claim adjuster. 

Start the eviction process, regardless of what the Tenant claims they will do.

I had primary owner's insurance, but since doing Airbnb and not switching over to renter's insurance, they denied my claim unfortunately.My question: If I were to sue the homeowner above me, can I recoup legal fees?

My insurance provider is not willing to cover certain things and I'd like to understand if anyone has experience making a claim anyway and whether it's worth the legal fees.Thanks