If someone who has the proof of a track record and they can show you how, why not take that path?  

Happy to pool time/resources to track down good financing options for us. 

It's making tracking easier than spreadsheets for me.

I lost track of him after house #2 but I believe he lost close to $100k. 

It would be smart to create a separate account for all your deposits to make it easier to track the income.

You're already on the right track with the cash storage and leverage capabilities.In addition to that, having a guaranteed, permanent death benefit gives you options that won't otherwise have in the future.

We tracked our phone calls as part of accountability tracking. 

I just worked with a client on an asset purchase transaction and they had so many layers to their business, including a series LLC, they couldn't keep track of the entities that would actually do the purchase. 

I would ask about any prepayment penalties, terms, funding times, origination fees, and their track record. 

Have seen a few threads regarding everyone's goals for 2023 and with that said how do you actually keep track of your goals?