Do a quit claim of tenancy.Write a letter and have them sign it, we are packing our wigwam and moving on!

Insurance is cheap ----------and totally unnecessary until the tenant burns the house down with a space heater, or a tree falls onto the house or lightning strikes. 

While it totally depends on your market, many markets have a definite "moving season".

Very different if the buyers were bringing their own financing from a bank or other lender but this just seems totally unrealistic.

Totally makes sense from a cash flow perspective what you're doing.

I'm OK with this because the tax advantages and the fact my property manager is amazing makes the deal totally worth it for me.

I've got a 5-year old judgment in Virginia Beach (total value of judgment, legal, and interest currently around $8,000).

My first guess is that the pipes froze and totally destroyed the house.

Basically, all loan calculators work on the  similar mathematical formula: [P x R x (1+R)^N]/[(1+R)^N-1where P stands for the loan amount or principal,R is the interest rate per month [if the interest rate per annum is 11%, then the rate of interest will be 11/(12 x 100)],and N is the number of monthly installmentsAs you have all three figures i.e your total loan amount, rate of interest and the period, then you can easily calculate its EMI on the basis of above formula.

The problem is the amort. schedule and rates to pay off the second are higher and the total rate blends up for the two loans versus neutral or down with a seller held second.