He got it a couple years back so technically he got it when taxes were owed too and from a quit claim deed the title won’t transfer? 

The 9 relates to violations of recorded restriction, encroachments and excroachments (generally you need a survey for that coverage) and forced removal of an improvement encroaching into an easement excepted in the policy and damage resulting from the exercise of mineral rights.ALTA Endorsement 9-06 (Restrictions, Encroachments, Minerals - Loan Policy) Revised 04-02-12 Technical Correction (08-01-16; 12-01-18) (virtualunderwriter.com)ALTA Endorsement 8.1 (Environmental Protection Lien) (virtualunderwriter.com)

I'm just confused as technically I'm not doing a down payment.

Technically speaking they have a 9-10% gross per annum position on your property so they should function like an owner. 

Technically assignments are legal.

If you go the DSCR route there technically is no seasoning requirement, but that is lender specific.

I will have that as a home base, trying to aim for young professionals like myself who want to be close to NY for work.I am torn bc I work remote and technically can invest anywhere but I would have to stay there over a year to set it up and per the loan reqs.

Dis forum for dakine technical kines stuffs, investing stuffs, li dat. 

I'm sure they will tell you that technically you can't do it but if they never hear about it you're good. 

And technically it doesn't have to be complete to take title to it (although with financing your lender probably will not lend to you without a certificate of occupancy).