My goal is to be able to secure a true retirement.

We are investing for future cash flow, as we hope to use these house in 15 years to retire early.

Either way I feel both can eventually bring me closer to my goal of retiring from my full-time job by 40 (26 now).

The great thing about using a retirement plan is that cost basis generally doesn't matter.

Though money gets discussed from day one, @Debra Leeson is actually spot on; private lending like this is based 100% on relationships.You don't walk up to any private individual waiving a PowerPoint presentation and expect them therefore, to invest their hard-earned personal retirement money in you, solely on that basis.

First I feel that I am still young enough to be less conservative with retirement "money" and if I do lose it all I still have some time to recover.

I am interested in buying and holding multi family rental properties to create passive income for retirement.

We are investing for future cash flow, as we hope to use these house in 15 years to retire early.

VA has a strong and stable economy, and property around both Richmond and the greater Chesapeake area have become promising investments without claiming too steep of a price tag.

Our goal is long term cash flow to allow early retirement in 15 years.