I am using the BiggerPockets Rental Return tool and wanted to determine the After Repair Value of a 2 BD/1 BA 990 sq ft apt in Jersey City, NJ and had difficulty figuring out a good estimate for this value. 

It's no skin off my back, and it provides some extra income, all while giving me a leg up on my investing competition.

Down payments are your skin in the game, what you are looking for is 100% financing.

I am always honest with lenders and have never experienced any difficulty working with them. 

If you have tough skin- you will find the law is extremely friendly to landlords and banks in Georgia - and you will get paid what you agreed initially.

If purchased prior to 6 months with an LLC, you will have difficulty getting a conventional refinance or doing delayed financing. 

. $46,000 of annual income means units are renting for $320/month - you will lose your freaking shirt, plus the skin off your back if you pay $36,000/unit for units renting for $320 - period :) You really cannot begin to think about making money on anything under $600 blended rent in most markets.Good luck, Sean! 

I don't do Section 8 because I don't want the hassle of meeting HUD requirements, some of which can be really stupid, and I also want tenants that have more skin in the game.

So in my opinion i believe this deal has some good skin and would be profitable.

We won’t have a crash like we did in previous years, there has been too much “skin in the game”over the past 4-5 year run up, but lenders are heading back to pre crash standards and something has to be done about the conglomerate GSEs known as Freddie and Fannie.