Most are in the 12% flat range, no points, but we give them bonuses based on individual project performance that get them to 14-17% pretty easily APR. 

You can try Spokeo.com as well which is only $4.95/month if you sign up for 6 months.  

Offer an email sign up.  

We're there at random times, no set schedule, so there would be no way to rent a room to someone that was to be there when we were not except by going the VRBO route.I'm OK going that route, and with that, there is no privacy or security issue since we would only VRBO the unit when we would not be there.My thought was, renting a room would be far less work, and the bonus being we wouldn't have concerns of a vacant house for extended periods.Going the route of just renting a room, the room we would rent is not a suite, it's an upstairs bedroom.  

As a bonus, rules #2 & 3 will effectively do your market timing for you, since deals tend to be more plentiful at market bottoms than they are market tops.

Finally worked, after w-2s, taxes, months of bank statements from every account, credit report, letters of intent, months of paystubs, p&i statements for llc, repeated inquiries about my full time jobs bonus structure, utter confusion over vested stock options, multiple statements from brokerage accounts, more paystubs from specific periods (to understand bonus vs option exercise).

What helped me, and continues to help me, is to sign up with some wholesalers.

This is a bonus to the lender You could explain or show the lender how to use split notes, or use them in connection with your investors how to leverage your and their position to acquire more real estate using the split notes as DP.Make sue you package your deal well withGood compsHolding periodEstimate time to profit PicturesContractors and their referencesAfter repair valueHow will you liquidate.

@Stephanie Irtoyou can only put 3% down for a FHA loan (which my property does not allow) so the minimum for a conventional loan is 5%.Quicken said that I could apply the "bonus" 2% grant to my down payment up to 10% (as long as i am making a down payment less than 10%.

Be sure to sign up for the weekly webinar they contain plenty of information for both the new and experienced real estate investorBefore moving to Florida I lived in Revere  and Kingston Mass Make it Happen Steve