Be smart in your comments.

Today, if the interest rate is under 10, I am not batting an eye. 2.5 years ago I shopped a 4.something refi rate across three banks and went through the trouble to leverage offers back and forth between lenders.

The rent from the house covers the overhead for the shop.

We have some land behind the shop which is about 1.5 acres which contains cars and part.

Kyle  Smart, a referral is definitely the best way to accomplish this. 

These are self service machines located in a parking lot of a supermarket or shopping center.

Sounds like it's time to shop a new lender.

I would say shop around most compete with each other and offer to beat or match any rate.

Hello, just want to hear your advice if cash out refi is a smart move to fund the next investment property even if it means the mortgage will increase?

And a lot of them never give the worksheet to you so they know when you are shopping for a new cpa.