this is laborious, im gathering quotes for 2 rentals, our primary, an auto policy and we want to add an umbrella. everyone has good prices on product A, terrible rates on product B, i try to cherry pick, then they say i cant get an umbrella policy unless i get every policvy written by the same person.is there anyway to shop this out easier and get everything under one roof?

Is there an older roof you have been milking? 

This will be a shingle roof on a 5 plex.

In all fairness to the roof, its been 20 years so I got my money's worth.

@Jeff Kathwell It definitely depends on the home and condition it’s in if there is about to be a lot of deferred maintenance coming up (Roof & AC) I Would look at selling.If not sounds like a great rental and cash flow!

A house that was purchased for $8k in that kind of area, I would look really hard at the fundamentals - electric system, plumbing, framing, insulation, foundation, roof, mechanical systems - and pay less attention to fancy kitchens or bathrooms. 3.

The important aspect is you, as the wholesaler, is selling the "Right to Purchase" a property, not selling the actual property. 

Since then the current own claims to have replaced the roof and has had the furnace and water heater serviced.

He’s on a creek in coastal Texas (Sargent Texas) with new roof and near a bulkhead.

I understand it might be wear and tear item and possibly a Mother Nature “Act of God” is this covered similar to a roof where landlord is responsible?