However, once the tenant was in, the water heater broke down, and needed replacing, and then it was revealed that the furnaces were no longer any good, and it was either buy new furnaces for $6000 or get a whole new HVAC system for closer to $7k.

All of the loss items you specify are available through a variety of brokerages, because they are all selling the same policies.

You may switch builders or sell lots individually to allow a variety of builders in, following your ARB specifications to keep the neighborhood high-end and consistent. 

Please also remember there are a variety of legal ways you can chose not to participate in the program even in areas where there are income discrimination laws in place.

This could be a variety of things, however is typically aimed towards the type of person signing up to your mailing list, for example if you are making a list of buyers you could make an e-book for information on self directed IRAs. 

It revealed CANCER.

Financing is not cut and dry and once you understand the many varieties of financing available you will become a better investor and using OPM to make you more money!  

Resident Scoring is, to my knowledge, a system developed by each individual provider, who pull data from a variety of sources that can vary a great deal from one to another.

Variety of topics with different experts.West DFW REI Group- https://www.westdfwreigroup.com/ Check their online calendar for meeting times.

The agent has to disclose any known issues, so perhaps an inspection was done and it revealed major issues.