If they do not work out you simply non renew and find your own tenant.Stop worrying about tenants doing damage.

What is the chance tenants don’t renew their leases?

I don't want something like this to chase them away when it comes time for renewal. 

We re-newed the lease, with a October 2019, expiration therefore, she was not month to month.

One is month to month and the other lease is up in April but I've talked to both and they want to stay and are willing to renew. 

I have also chosen to not renew when that year is up.

You made tenants buy renters insurance (If you didn’t, make them when you renew a lease!).

Also let them know that a non-renewal will be coming their way.

Hi Everyone, I recently (last year) changed my homeowner insurance for my rental properties to a different provider and now that one year has lapsed and I need to renew it, the premium went up by 10% - which seems very high to me.Two things to note are that the provider is able to insure me in both the states of Texas and Indiana and also includes a $10M in umbrella coverage.So, I am basically debating if to "eat it up" this time and hope that it will not repeat every year or go look for a new policy.I would love to hear your experience with annual premium increases.Thank you,Elad

All my tenants renewed with a $60 increase in rent, im in a good location, so next year I’ll be going in rennovating and bringing up to market as well!!