Hard money is a tool in my toolbox to get deals done.

I will be paying the mortgage off myself and there are no additional investors.Also, has anyone created a similar tool for themselves?

That is a great tool.  

You can just politely tell the tenant "no" and that you don't modify a lease once it's in force.

I then very politely inform them that there are Federal, State and County level Fair Housing laws and in our county you can decline someone based on there source of income.

More tools in the bag of tricks = more ways to help people = more ways to get paid.

Nope, did not see it, wraps are a great tool.

@William MazzuccaAre you planning on being an agent or just using your license as a tool?

@Kelvin LeeThe term you are looking for is called "regulatory capture"  and we have certainly seen that big business is now a strong supporter of left wing politics in an effective effort to drive smaller competitors out of business. 

I might add, the unit has a garage and the tenant has a lot of tools in the garage so he would likely need to find somewhere else that has a garage.