Durham allows detached or attached accessory dwelling units citywide.

HOA, code violations, etc all still attach usually, also.

A commercial loan may have a pre-payment penalty attached.

HELOCS , just like Chris said is like a credit card attached to your home.

@Raden Mantuano - according to your attachment, the building is 1570sf, is that correct?

Examples on an R5 (5,000 sq ft lot): 2,500 sq ft – house (same as Proposed Draft)3,000 sq ft – building with two units3,500 sq ft – building with three or four unitsBonus FAR for keeping an existing house or for providing one affordable unit at 80% MFI.Allow historically narrow lots in R5 to be built with a pair of attached houses.Eliminate minimum parking requirements.

Numbers, Numbers, NumbersOne of the most difficult shifts in perspective is in looking at potential investment properties in terms of the numbers, and not in terms of emotional attachment or other non-quantifiable criteria.

Foreclosure is a long and costly process - but you would be amazed just how quickly people surface when you attach and drain their checking account or file liens on their prized cars/trucks (walking is great when you want to, not so much when you have no other choice).3. 

This sounds complicated but I've attached the link for you to check what the income limits are HERE. 

See attachment.