Some of the guru's talk and talk about no money down, yadda yadda, but that's just not the norm from what I've seen. 

Theres two concerns here, time and money. 

I have seen money pass and wasted that could have been growing right now.

It's your money. 

Since I am 19 I don't have tons of money to just go and buy a property to invest into.

You are paying money thinking it will bring you business, when in reality it's just bringing you a bunch of contacts that aren't serious.Build relationships.

Businesses that only charge, say, 8-10% on rent and that don't charge ancillary or per-occasion fees are not making any money on the landlord's property, unless of course they are not hiring any staff to provide full service, in which case, I would stay clear. 

But at least you will have that information before you pull out the money for the down payment.Good Luck!

This is not the same as a conventional loan where estimates are many pages, sent before day three, resent when you lock, and again before closing to protect a consumer who probably only does a mortgage loan a couple times in their life.Hard money and business purpose loans send an email term sheet which generally tells you the rate and points which can change after the appraisal and details become real. 

Anything better than that - meant success to them.Another thing I learned was that this saying stops a lot of people, "it take money to make money".