I asked him about it and said something about rates dropped 3 days ago  and got the low rate.

Even if demand isn't outrageous, supply is so low...

I can only get funds from my Heloc with 9.72% rate.

The DC area is an incredibly low risk market.

We give you a bridge loan up to 75% or 80% using our own funds, then immediately refi you into what ever product we are using for take out because most products do not have any seasoning period for simply refinancing what is owned.

Public markets have income funds that were doing about that for at least the 15-20years before the fed raised rates...Anyway, this is supposed to be a real estate investing forum... 

However, it is likely that I will want to use my commissions to fund repairs, use as a down payment, or even cover expenses on these investment properties.

I am in need of funds, and listing my duplex would entail many months.

Anything received before that period is already part of your bank balance so they usually dont get digging beyond that.I work with a company that allows gift funds for DSCR loans however whether that is allowed or not varies with each lender.

Consult a mortgage lender with experience in FHA loans to learn more about your financing alternatives and obtain a preapproval.Implement Your House Hacking Strategy: After locating a suitable property and obtaining funding, carry out your house hacking strategy.