Imagine getting individual estimate from plumber, HVAC, drywall, roofer etc.Did I get a less competent inspector? 

Really depends on the scenario in terms of property value, cash flow, credit, and leverage. 

My understanding so far is that no matter what I can’t STR my jadu or adu for less than 30 days. 

For example, you might pay them $2k now for the right to buy the property no sooner than 12 months from now and no later than 24 months from now for $100k.

Hopefully you have a lease that you can point to that spells out things like "quiet enjoyment" and no unauthorized persons living at the property for more than 2 weeks, for example.

Plus I see my strategy as less risk.

If anyone is interested in getting into multifamily deals I would say go big early (100+ units) as my best advice to you, find a good sponsor and experienced operator (between my partners and I we have over 2k units now) and you'll actually experience less risk than if you go from single family, to 10 units to 50 units to 100+ units over time.Hope that's helpful. 

Hey @Eddie Hincewicz, just an FYI, I did an extensive survey of a bunch of lenders and none of them would lend more on an operating STR vs a similar home.That does include if they have a permit.So anyone looking to buy, they would have to come up with the extra cash if the owner wants to charge more than the comps support.

Our current president is supposedly floating a policy idea of rent control to no more than 5% annually. 

I prefer this more than development deals because those only make money at the exit which is many years down the road.