You can't buy a Ferrari with a grocery bagger job, and you can't invest in Denver, Colorado with $10,000.

What competitive advantages does your w-2 provide (any co-workers who are handy that can assist in your BRRR for a wage?

I thought i found a honest one, but they asked for a co investor with with a credit card limit of $6000.00.

Are you going to manage it yourselves or are you hiring a property management co?

Most college students have excellent credit and best of all, their parents co-sign.

I always thought a private lender is someone you already have a relationship with (friend, family, co-worker, etc...).  

If you were to be in the market for a ‘fixer upper’ and getting into the world of REI (thinking ahead to using this as an investment/house hacking down the line) The Good Neighbor Next Door loan is another one that could work for you as a teacher (even if you worked part time and taught even a co-teaching half time schedule to maintain teaching status- I would verify that with a lender and still obtained real estate license (I can try to help you connect with some if you’d like) but for you specifically as some lenders you won’t be able to qualify with a commission based (potential at that for now) income for two years (two years of tax returns) in a lot of cases. https://www.hud.gov/program_offices/housing/sfh/reo/goodn/gnndabot Along these same lines a Homestyle loan product may work for you too, having a decent down payment and great credit score.

Who knew being a real estate investor was so glamorous 😂😂😂 HIRE a PM co, much less headache and stress1st mistake, providing appliances, NEVER, now its your problem, They buy its there problem  

It becomes a burden for loved ones when things turn out to be too much work or an inconvenience even though they don't want to let you down.If you want to go the buy and hold route, I highly suggest having a business partner/co-owner  that has the same mindset towards investing as you do AND is local to the area you want to invest in.

If the reason is that they are just backed up, find a co that's not.